Motor Truck Cargo Insurance

Lighten the load with NICO's Cargo insurance. Our cargo coverage provides protection for businesses that handle their own commodities or haul freight for someone else. We provide the convenience of adding cargo coverage to a trucker policy or purchasing cargo as a separate policy.
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Where We Write
NICO’s commercial insurance products are available across the nation. Wherever you operate, consider us for your insurance needs. 

Common Cargo Commodities We Insure

Don't See What You Need?
We can insure a wide range of commodities. If you do not see what you need listed, click below to find an agent who can help.
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Motor Truck Cargo Coverages Available

Not sure what these coverage terms mean? See our Motor Truck Cargo coverages and definitions.

Why Quote with NICO?

National Indemnity Company (NICO) is one of the leading property/casualty subsidiary of the Berkshire Hathaway group of insurance companies, boasting the highest possible financial strength rating by A.M. Best – an A++XV rating.* NICO offers one of the widest selections of commercial insurance products in the industry and the stability that agents and insureds have depended on for decades. 

*As of March 28, 2024. For the latest rating, access www.ambest.com

Financial strength

Subsidiary of Berkshire Hathaway Inc. and rated A++XV by A.M. Best.*

Broad product offering

We insure unique and hard-to-place risks.

Steadfast reliability

Providing peace of mind to our agents and insureds since 1940.

Insurance with integrity

Our principles convey an unwavering commitment to service.
Insuring with NICO

National Indemnity Company (NICO) might be one of the largest insurance companies you’ve never heard of. Our distribution model allows us to provide a diverse amount of commercial insurance solutions in virtually every state.

 

NICO conducts business via a network of more than 100 contracted wholesale agencies, who then manage business relationships on our behalf with local retail agents. This wholesale distribution arrangement allows us to easily market business across the country.

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Get a Cargo Quote Today

If you are a retail agent or a business owner/representative and are ready to take the next steps toward purchasing coverage, click below to connect with a Wholesale Agent to get an initial quote.

Need more information on how to insure with NICO? Visit our How to Get Started page. 

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