Commercial Auto Insurance
National Indemnity Company insures a wide range of vehicles for a wide range of businesses — even those with unique needs.
Our Commercial Insurance Products
National Indemnity Company (NICO) offers an array of insurance products, allowing us to cover a wide variety of business needs. NICO is one of the leading property/casualty members of the Berkshire Hathaway group of insurance companies, boasting the highest possible financial strength rating by A.M. Best – an A++XV rating.*
Whether your company is big or small, new or established, if you are in the market for Commercial Auto, General Liability, or Garage coverage, let NICO assist with a policy that best suits your needs.
*As of March 28, 2024. For the latest rating, access www.ambest.com.
Our Lines of Business
Motor Truck Cargo Insurance
Our cargo coverage provides protection whether transporting owned commodities or hauling freight for others.
General Liability Insurance
Our underwriting experience and stability allow us to insure a wide array of businesses, even those that are hard to insure like welding contractors, special events, and bounce-house rentals.
Garage Insurance
National Indemnity’s experience allows us to specialize in writing service and repair operations as well as non-franchised used auto and truck dealers.
Fleet Insurance
National Indemnity is a steady provider in the wholesale commercial auto fleet segment. By combining quality service and nationwide underwriting expertise, NICO Fleet is willing to consider just about anything on wheels.
Where We Write
NICO’s commercial insurance products are available across the nation. Wherever you operate, consider us for your insurance needs.
Why Choose Us?
Financial strength
Subsidiary of Berkshire Hathaway Inc. and rated A++XV by A.M. Best.
Broad product offering
We insure unique and hard-to-place risks.
Steadfast reliability
Providing peace of mind to our agents and insureds since 1940.
Insurance with integrity
Our principles convey an unwavering commitment to service.
Insuring with NICO
National Indemnity Company (NICO) might be one of the largest insurance companies you’ve never heard of. Our distribution model allows us to provide a diverse amount of commercial insurance solutions in virtually every state.
NICO conducts business via a network of more than 100 contracted wholesale agencies, who then manage business relationships on our behalf with local retail agents. This wholesale distribution arrangement allows us to easily market business across the country.